Now Is the Time: Lock In the Highest Gift Annuity Rates in 16 Years
It's a great time to consider the gift that pays you: a charitable gift annuity.
Payout rates are higher than they have been in 16 years, but rates do change—and it's possible they could dip in 2025. So seize the moment by considering this amazing gift that provides you with stable, regular income—regardless of the economy.
After your lifetime, the remaining amount becomes part of your legacy at UChicago Medicine AdventHealth, allowing us to thrive far into the future.
How It Works
With a gift annuity, you make a donation using cash, marketable securities or other assets, and we, in turn, pay you a fixed amount for life. You’ll receive reliable, predictable payments for your lifetime (and the lifetime of a loved one, if you choose).
For Example
Barbara, 72, transfers $25,000 in exchange for a charitable gift annuity. She will receive annual payments of $1,650, a rate of 6.6%.
*Based on a 5.2% charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.
Build Your Own Gift Annuity
Now calculate your benefits! Input a few details and see how a gift annuity can benefit you.
Gift Annuity Rate Charts
One Recipient
| Age | Annuity Rate |
|---|---|
| 60 | 5.2% |
| 65 | 5.7% |
| 70 | 6.3% |
| 75 | 7.0% |
| 80 | 8.1% |
| 85 | 9.1% |
| 90+ | 10.1% |
Two Recipients
| Ages | Annuity Rate |
|---|---|
| 60/65 | 4.8% |
| 65/70 | 5.2% |
| 70/75 | 5.8% |
| 75/80 | 6.5% |
| 80/85 | 7.3% |
| 85/90 | 8.7% |
| 90/95+ | 9.9% |
These rates are subject to change. Please contact us for a personalized illustration.
Additional Benefits
With this gift, you’ll also enjoy:
- A partial income tax charitable deduction for your gift when you itemize.
- Part of each payment being income tax-free throughout your estimated life expectancy.
Tip: You Have Funding Options
Give Appreciated Assets
Funding a gift annuity with appreciated assets, such as securities, will not only provide you with reliable payments for life and allow you to support our work, but it can offer financial benefits. You will receive a federal income tax charitable deduction (when you itemize) in the year the gift is made and eliminate part of the capital gains tax you would have paid if selling the securities. And if you have stocks that produce low-yield dividends, you may be able to increase your income.
Give From Your IRA
If you are 70½ or older, you can make a one-time election for a qualified charitable distribution of up to $53,000 (without being taxed) from your IRA to fund a gift annuity. Special rules apply, so contact Meghan Moreno at 312-622-3739 or Meghan.Moreno@AdventHealth.com for more details.
Request Your Personalized Example
We would be happy to send you a free, no-obligation calculation showing you the increased benefits you can receive from a gift annuity. Your personalized calculation will include your potential income tax charitable deduction and our annual payments to you for life. Contact Meghan Moreno at 312-622-3739 or Meghan.Moreno@AdventHealth.com to begin.
Calculate Your Benefits
Input a few details and see how a gift annuity can benefit you.